You can come with an FHA or Conventional loan. This stunning single-family home offers a perfect blend of modern comfort and timeless elegance. NO CDD, NO HOA. With 4 bedrooms, 2 bathrooms, and a range of recent upgrades. New Kitchen, new floor, carpet, new appliances, water heater all two years or less. Air conditioning two years old, windows two years old, roof 3 years old, sliding door two years old. The house was re-plumbed Both bathrooms were remodeled Buy this house without worrying about repairs in the future! Very quiet community. The open floor plan concept seamlessly connects the formal living room, dining area, and kitchen, creating a perfect space for entertaining guests and enjoying quality time with family. The new kitchen features quartz countertops ( better than granite and more expensive) and new stainless-steel appliances. The family room is a tranquil retreat for the family. Outside, you'll find a well-manicured yard, perfect for enjoying the Florida sunshine or hosting outdoor gatherings. Located in Brandon, you'll enjoy the convenience of nearby amenities, including a walking distance from a supermarket, stores, pharmacy, and gas station. Also, close to Brandon Hospital, North Brandon Sports Complex, the YMCA, Brandon Park, and Clayton Park. With easy access to major highways, commuting to Tampa, Orlando, Plant City, or Lakeland or exploring the wonders of West Florida is a breeze. Schedule a showing today and experience the best of Brandon living in this wonderful gem!