Come and enjoy the Florida maintenance free lifestyle in Highland Lakes, an active adult (55+) community in desirable Palm Harbor. This is a villa styled condo offering 1000 SF of living under A/C. This home is a blank slate for you to make your own. The open living and dining room offer ample space for entertaining and flows into the kitchen. There is a large ensuite master with walk in closet as well as a good sized guest bedroom and additional hall bath. And you'll love the convenience of an attached one car garage with washer and dryer included! Enjoy peace of mind knowing that this home is in an "X" flood zone. Your monthly condo fees includes privileges to the Andover Clubhouse and Pool, land lease fee, lawn care, basic cable, water and sewer, trash collection, exterior building insurance and maintenance, including the roof and paint, and escrow reserves. This condo does not belong to Highland Lakes HOA. However, owners have the option to join for a one time fee of approx $9K and an additional $109 monthly fee. This allows access to unlimited golf for 2 with no greens fees, 2 additional community pools, 4 tennis courts, boat access to Lake Tarpon and more. Highland Lakes is centrally located to beaches, medical facilities, restaurants, parks, libraries, shopping and entertainment.