Buy a home

Discover homes that fit your lifestyle and budget. Our team guides you through every step — from search to keys — with honest advice and no pressure.

Start Your Home Search 

Finance Your Home

As a boutique mortgage broker, we shop top lenders to secure the best rates and terms for you. Experience transparent financing that saves time and money.

Get Pre-Approved Today

Sell Your Home

From pricing to marketing, we position your home to stand out and sell fast. Maximize value with expert guidance and full-service support.

Request Your Home Valuation

Join our brokerage

Thinking about your next step as an agent? Explore what it’s like to be part of Florida Homes & Loans and see if our brokerage is the right fit for you.

Learn More

Mortgage Partner

Become a mortgage partner with FHL Mortgages. Create your referring account to monitor pre-approvals, loan stages, and provide clients with a personalized co-branded application link.

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OUR AGENTS

REVIEWS

Nikki Rink

Gemma went above and beyond for my husband and I. From dealing with probate, handling all paperwork, contacting the correct people, late calls, texts and emails, Gemma did it with compassion and professionalism. She answered any and all questions in a timely manner, made sure we understood everything we were doing. Gemma is a gem of a person, and knows what she's doing, will put in work for her clients. If I ever buy another house Gemma will be the first person I call. There's a reason why they have the rating they do on Google, it shows the work that is put in, day to day. Thank you Gemma for everything

Joshua Sibold

Would recommend to anyone and everyone. Never thought my wife and I would own a home. Our situation was unique but Gemma Peterson helped us every step of the way.

Thor Swag

Great real estate company very personable and reliable would highly recommend!!!